|Transfer from California Bank & Trust account||$0||There is no fee to transfer funds from a California Bank & Trust checking or savings account. The minimum transfer amount is $1.|
|Transfer from external bank account||$0||We do not charge a fee to add money to your account from a bank account, but you should consult your bank for fees that may apply when transferring funds to your OnCard account.|
|ATM withdrawal (in-network)||$0||“In-network” refers to the California Bank & Trust ATM Network. Locations can be found at https://www.calbanktrust.com/locations/index.html.|
|ATM withdrawal (out-of-network)||$2||This is our fee. “Out-of-network” refers to all the ATMs outside of the California Bank & Trust ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.|
|Card over-the-counter cash disbursement||$2||This fee applies if you use your card at a non-California Bank & Trust location to withdraw cash. This fee does not apply if you use your card at a California Bank & Trust branch.|
|Customer service (automated)||$0||No fee for calling our automated customer service line, including for balance inquiries.|
|Customer service (live agent)||$0||Calls are free.|
|ATM balance inquiry (in-network)||$0||“In-network” refers to the California Bank & Trust ATM Network. Locations can be found at https://www.calbanktrust.com/locations/index.html.|
|ATM balance inquiry (out-of-network)||$0.75||This is our fee. “Out-of-network” refers to all the ATMs outside of the California Bank & Trust ATM Network. You may alsobe charged a fee by the ATM operator.|
|Using your card outside the U.S.|
|International transaction||3%||Of the U.S. dollar amount of each transaction.|
|International ATM withdrawal||$2||This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.|
|International ATM balance inquiry||$0.75||This is our fee. You may also be charged a fee by the ATM operator.|
|Inactivity||$0||You will not be charged if you have not completed a transaction using your card for 12 months.|
|Additional User||$3||This one-time fee applies to the addition of both secondary and dependent users to the account.|
|Card Reissue (Express Delivery)||$20||This fee applies if you request expedited delivery of a replacement card.|
Your funds are insured up to $250,000 by the FDIC in the event California Bank & Trust fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details.
No overdraft/credit feature.
Contact California Bank & Trust by calling 888-202-0716, by mail at Bankcard Services Division, P.O. Box 25787, Salt Lake City, UT 84125-9960, or by visiting https://oncard.calbanktrust.com.
For general information about prepaid accounts, visit cfpb.gov/prepaid.
If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.
|Total Account Balance||$10,000 –Inclusive of all Cardholders (Primary, Secondary, Dependent)|
|Reload|| $3,000 per Account per day* |
$10,000 per Account per month
|Number of Dependent Cards||5 (Maximum)|
|Number of Dependent Cards under one Social Security Number||5 (Maximum)|
|General Purchases (Spend, Withdraw, or Send Money)||$3,000 per Card per day* (Limit does not apply to transfers to/from cards attached to the same Account.)|
|ATM Withdrawal(s)||$500 per Card per day*|
|Cashback Withdrawal(s)|| $500 per Card per day* |
$100 per transaction
|Branch Withdrawal(s)|| $300 per Card per day* |
$100 per transaction
|Initial Load|| $1,000 (Maximum) per Card |
$25 (Minimum) per Card
* Calculated on a rolling 24-hour basis.