OnCard® Prepaid Card Fee Schedule Logo cbt

Monthly Fee $0
Per Purchase $0
ATM withdrawal $0 in-network
$2 out-of-network
Cash deposit $0
ATM balance inquiry (in-network or out-of-network) $0 or $0.75
Customer service (automated or live agent) $0 per call
Inactivity (after 12 months with no transactions) $0 per month
We charge 5 other types of fees. Here are two of them:
Enrollment $5
Additional User $3

No overdraft/credit feature.
Your funds are eligible for FDIC insurance
For general information about prepaid accounts, visit cfpb.gov/prepaid
Find details and conditions for all fees and services inside the cardholder agreement or call 1-888-202-0716 or visit https://oncard.calbanktrust.com

OnCard® Prepaid Card Fee Schedule Logo cbt

All fees Amount Details
Get started
Enrollment $5
Monthly usage
Monthly fee $0
Add money
Direct deposit $0
Cash deposit $0
Transfer from California Bank & Trust account $0 There is no fee to transfer funds from a California Bank & Trust checking or savings account. The minimum transfer amount is $1.
Transfer from external bank account $0 We do not charge a fee to add money to your account from a bank account, but you should consult your bank for fees that may apply when transferring funds to your OnCard account.
Get cash
ATM withdrawal (in-network) $0 “In-network” refers to the California Bank & Trust ATM Network. Locations can be found at https://www.calbanktrust.com/locations/index.html.
ATM withdrawal (out-of-network) $2 This is our fee. “Out-of-network” refers to all the ATMs outside of the California Bank & Trust ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
Card over-the-counter cash disbursement $2 This fee applies if you use your card at a non-California Bank & Trust location to withdraw cash. This fee does not apply if you use your card at a California Bank & Trust branch.
Information
Customer service (automated) $0 No fee for calling our automated customer service line, including for balance inquiries.
Customer service (live agent) $0 Calls are free.
ATM balance inquiry (in-network) $0 “In-network” refers to the California Bank & Trust ATM Network. Locations can be found at https://www.calbanktrust.com/locations/index.html.
ATM balance inquiry (out-of-network) $0.75 This is our fee. “Out-of-network” refers to all the ATMs outside of the California Bank & Trust ATM Network. You may alsobe charged a fee by the ATM operator.
Using your card outside the U.S.
International transaction 3% Of the U.S. dollar amount of each transaction.
International ATM withdrawal $2 This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.
International ATM balance inquiry $0.75 This is our fee. You may also be charged a fee by the ATM operator.
Other
Inactivity $0 You will not be charged if you have not completed a transaction using your card for 12 months.
Additional User $3 This one-time fee applies to the addition of both secondary and dependent users to the account.
Card Reissue (Express Delivery) $20 This fee applies if you request expedited delivery of a replacement card.

Your funds are insured up to $250,000 by the FDIC in the event California Bank & Trust fails, if specific deposit insurance requirements are met. See fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact California Bank & Trust by calling 888-202-0716, by mail at Bankcard Services Division, P.O. Box 25787, Salt Lake City, UT 84125-9960, or by visiting https://oncard.calbanktrust.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

Limits for OnCard® Prepaid Card

Transaction Limits
Total Account Balance $10,000 –Inclusive of all Cardholders (Primary, Secondary, Dependent)
Reload $3,000 per Account per day*
$10,000 per Account per month
Number of Dependent Cards 5 (Maximum)
Number of Dependent Cards under one Social Security Number 5 (Maximum)
General Purchases (Spend, Withdraw, or Send Money) $3,000 per Card per day* (Limit does not apply to transfers to/from cards attached to the same Account.)
ATM Withdrawal(s) $500 per Card per day*
Cashback Withdrawal(s) $500 per Card per day*
$100 per transaction
Branch Withdrawal(s) $300 per Card per day*
$100 per transaction
Initial Load $1,000 (Maximum) per Card
$25 (Minimum) per Card

* Calculated on a rolling 24-hour basis.