OnCard® Prepaid Card Fee Schedule

 

Monthly fee

Per purchase

ATM withdrawal

Cash deposit

$0

$0

$0 in-network

$0

 

 

$3.50 out-of-network

 

ATM balance inquiry (in-network or out-of-network)

$0 or $2

Customer service (automated or live agent)

$0 per call

Inactivity (after 12 months with no transactions)

$0 per month

We charge 5 other types of fees. Here are two of them:

Enrollment

$5

Additional User

$3

No overdraft/credit feature.

Your funds are eligible for FDIC insurance.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

Find details and conditions for all fees and services in the cardholder agreement and schedule of fees or call 888-202-0655 or visit https://oncard.nbarizona.com.

 


 

 

OnCard® Prepaid Card Fee Schedule

All fees

Amount

Details

Get started

Enrollment

$5

 

Monthly usage

Monthly fee

$0

 

Add money

Direct deposit

$0

 

Cash deposit

$0

 

Transfer from National Bank of Arizona account

$0

There is no fee to transfer funds from a National Bank of Arizona checking or savings account. The minimum transfer amount is $1.00.

Transfer from external bank account

$0

We do not charge a fee to add money to your account from a bank account, but you should consult your bank for fees that may apply when transferring funds to your OnCard account.

Get cash

ATM withdrawal (in-network)

$0

“In-network” refers to the National Bank of Arizona ATM Network. Locations can be found at https://www.nbarizona.com/Resources-Locations.jsp#Search.

ATM withdrawal (out-of-network)

$3.50

This is our fee. “Out-of-network” refers to all the ATMs outside of the National Bank of Arizona ATM Network. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.

Card over-the-counter cash disbursement

$0

This fee applies if you use your card at a non-National Bank of Arizona bank location to withdraw cash. This fee does not apply if you use your card at a National Bank of Arizona branch.

Information

Customer service (automated)

$0

No fee for calling our automated customer service line, including for balance inquiries.

Customer service (live agent)

$0

Calls are free.

ATM balance inquiry (in-network)

$0

“In-network” refers to the National Bank of Arizona ATM Network. Locations can be found at https://www.nbarizona.com/Resources-Locations.jsp#Search.

ATM balance inquiry (out-of-network)

$2

This is our fee. “Out-of-network” refers to all the ATMs outside of the National Bank of Arizona ATM Network. You may also be charged a fee by the ATM operator.

Using your card outside the U.S.

International transaction

3%

Of the U.S. dollar amount of each transaction.

International ATM withdrawal

$3.50

This is our fee. You may also be charged a fee by the ATM operator, even if you do not complete a transaction.

International ATM balance inquiry

$2

This is our fee. You may also be charged a fee by the ATM operator. 

Other

Inactivity

$0

You will not be charged if you have not completed a transaction using your card for 12 months.

Additional User

$3

This one-time fee applies to the addition of both secondary and dependent users to the account.

Card Reissue (Express Delivery)

$20

This fee applies if you request expedited delivery of a replacement card.

Your funds are insured up to $250,000 by the FDIC in the event National Bank of Arizona fails, if specific deposit insurance requirements are met. See 

fdic.gov/deposit/deposits/prepaid.html for details.

No overdraft/credit feature.

Contact National Bank of Arizona by calling 888-202-0655, by mail at Bankcard Services Division, P.O. Box 25787, Salt Lake City, UT 84125-9960, or

by visiting https://oncard.nbarizona.com.

For general information about prepaid accounts, visit cfpb.gov/prepaid.

If you have a complaint about a prepaid account, call the Consumer Financial Protection Bureau at 1-855-411-2372 or visit cfpb.gov/complaint.

 

Limits for OnCard® Prepaid Card

Transaction

Limits

Total Account Balance

$10,000 – Inclusive of all Cardholders (Primary, Secondary, Dependent)

Reload

$3,000 per Account per day*

$10,000 per Account per month

Number of Dependent Cards

5 (Maximum)

Number of Dependent Cards under one Social Security Number

5 (Maximum)

General Purchases

(Spend, Withdraw, or Send Money)

$3,000 per Card per day* (Limit does not apply to transfers to/from cards attached to the same Account.)

ATM Withdrawal(s)

$500 per Card per day*

Cashback Withdrawal(s)

$500 per Card per day*

$100 per transaction

Branch Withdrawal(s)

$300 per Card per day*

$100 per transaction

Initial Load

$1,000 (Maximum) per Card

$25 (Minimum) per Card

* Calculated on a rolling 24-hour basis.